Self-Pay Options for Dentists

Today, more than 100 million people in the United States are living without dental care. They simply cannot afford dental care, even with the Affordable Care Act in place.

This leaves dentists struggling to find patients who regularly come into the office and can pay their bills in full and up front. In an attempt to better serve their patients and keep their businesses running, dentists are now providing dental self-pay options.

The following are some of the ways in which dental self-pay options are popping up in providers’ offices nationwide.

Dentists offer memberships

Patients who cannot pay for services out of pocket but also are unable to afford insurance are in a bind. Dentists are solving this issue by offering memberships for their offices as well as discounted services for these members. Patients can sign up on a yearly basis, for example, and get single or family memberships that include cleanings, routine procedures, and perhaps even discounts on bigger-ticket services.

They provide payment plans

Patients with large balances are often able to enroll in payment plans and send money in on a monthly basis. This guarantees that they will eventually pay down their bills even if can only provide a few dollars per month.

They accept various forms of payment

Professionals who are serious about dental self-pay options will allow patients to send money through a variety of forms of payment. These forms may include credit cards, eChecks, ACH payments, and HSA and FSA accounts.

They let patients pay through different platforms

Every patient will not be able to pay at the time of service. In terms of dental self-pay options, it is smart for dentists to let patients pay via online portals, Interactive Voice Response systems, as well as agent-assisted telephone calls.

On these platforms, patients can create recurring payments, set up their payment plans, and keep track of their payment records. They can also access these simple-to-use platforms 24 hours a day, 7 days a week at their own convenience.

As a dentist, it is crucial that you offer dental self-pay options to ensure that your patients will be able to pay you.

If you are a dentist and you want to figure out your dental self-pay options, get in touch with BillingTree today to learn how our payment processing solutions for dentists can help. Contact BillingTree or call us at 877-424-5587.