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Improve Cash Flow Through Online Credit Card Processing

As consumers start to demand greater flexibility when making payments to the companies that they deal with, offering online credit card processing is key to the success of businesses of all sizes. Modern customers want the flexibility to use a wide variety of payment methods. If businesses provide them with the ability to make credit or debit card payments over the Internet, then customer satisfaction exponentially increases. Whatever the size or nature of your business, it could benefit from integrating web-based card solutions into its existing interface.


Untapped Possibilities for Businesses

By offering consumers the chance to use their credit cards when making payments, new revenue can be unlocked for businesses of all sizes, from the very largest companies to those that are operating as a small family firm. Not only are customizable and versatile forms of payment ideal for improving and simplifying the selling process for merchants, but it also makes paying a bill a seamless experience for customers, whether they are making a recurring or a single payment.


The Benefits for Merchants

The many advantages that consumers can enjoy from the convenience of being able to use their credit or debit card to make payments can benefit businesses as well. The benefits for merchants from adopting online credit card processing include:


  • Speedier availability of funds
  • Eliminating the cost of processing paper check payments
  • Improved management of revenue
  • Ready formatted reports can be downloaded for review
  • Seamlessly integrated processing into current interfaces and systems
  • Full PCI compliance for additional security


Meeting Consumer Demand

In these modern times, consumers have become used to the convenience of being able to make payments using their favorite credit and debit cards at any time. When they find that they are obliged to find other methods for making their purchase – for example, writing out a paper check – they are more likely to look elsewhere when shopping to try to find an option that offers them greater convenience and fits into their lifestyle. By simply making the change to providing online credit card payments as an option when buying from your Internet portal, your business can increase its revenue exponentially. More browsers will be converted into paying customers, and you will receive money into your account in a lot faster. This simple change will also increase customer retention, just by offering a more positive customer experience.


The Convenience of Mobile Payments

Increasing numbers of consumers are turning to their mobile devices when carrying out everyday transactions. Mobile payments have become the norm when dealing with all aspects of life, and customers expect to be able to use their credit or debit card when buying products and services using their cell phone or tablet. When businesses invest in BillingTree’s online credit card processing solutions, they can enjoy better security and fraud prevention, together with the benefits of being seamlessly integrated into existing systems. In addition, their consumers can enjoy the level of service that they expect in today’s technologically advanced world.



Learn how BillingTree can improve your bottom line by eliminating manual processes and automating payment cycles.



  • Proven performance within financial services collections
  • Comprehensive payment solutions: Accept multiple forms of payments
  • Payments are processed 24/7 through online and mobile platforms
  • Payments authorized in real-time
  • Centralized reporting
  • PCI, SSAE-16, HIPAA, SOC 1 & 2 Certified
  • Flexible Merchant Service Capability
  • Payment flexibility increases member and customer retention


  • Credit, Debit, HSA, FSA, ACH, Check 21


  • In-house integration services team to deploy APIs into your systems
  • Full QA and functionality testing
  • 24/7 service and support
  • Deployed thousands of times


  • Extensive partnerships with leading payment solution providers, combined with our in-house technology development team, ensures a comprehensive suite of Services & Solutions

Related Resources

Want to learn more about payment processing for credit unions and other financial institutions? With extensive expertise in Credit Union payment processing, BillingTree has developed the following helpful resources:

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BillingTree Merchant Services

  • Credit, Debit, ACH, Debit Card Only, NSF Mgmt
  • Comprehensive Banking Network
  • Competitive Pricing
Read More

Payrazr Solutions

  • Gateways, Portals, Web Payments
  • IVR’s, Agent Assisted, Virtual Agents
  • API’s, Document Mgmt
Read More


Learn how BillingTree can improve your bottom line by eliminating manual processes and automating payment cycles.