Debt Negotiation Tools

With BillingTree’s debt negotiation tools, consumers can easily and securely self-cure debts 24/7 in a fully PCI-compliant data environment that lets them submit payments, make promises, or enroll in payment plans. Results have proven this solution to be an effective tool for contacting low-balance, early-out, and hard-to-reach debtors.

Using a custom website with your company’s logo, look, and feel, you need no additional hardware, software, or IT staff. In fact, Online Debt Negotiation reduces your billing staff. You send letters and invite customers to resolve their accounts on the web. In the letter, you supply your new web address that looks like “,” customers access the site, log on, and see the details of their account.

BillingTree’s Payrazr Negotiators offer options and repayment terms that are individualized for each consumer in real time. Payrazr Virtual Agent uses flat pricing; it doesn’t work more diligently when it negotiates larger accounts, so you don’t pay more fees when you collect more money. When businesses want customers to participate in defining their payment plans rather than presenting them with multiple choices, Smart Negotiator is the way to go. It doesn’t just accept or reject; it counteroffers. You receive a complete online-payment solution and the advanced Smart Negotiator and for one great price.

You do business. We do payments.

Get advanced tools to optimize payment processing, so you can spend more time focusing on your core business and customers.


Contact us for more information, to request a demo or to get started today!